Thank you for
allowing me to help you with the process of a home purchase in the
If you want to initiate this process, please go to www.applywithscott.com and start an online application.
It's very quick and simple and there is no cost or obligation whatsoever. He provides competitive, ethical, high quality loan services and products and is a "no-pressure" resource. Whether you choose to use Scott Seaman or any other lender for your final loan, getting pre-approved for a loan is the most important part of the process.
There are 3 very important reasons to begin this process as soon as possible and even as much as 12 months out from your expected purchase date.
- With the recent changes in the mortgage industry, it is important to find out just what programs you might be able to qualify for and which ones will be most beneficial for YOUR particular situation. This is not a "one size fits all" scenario. I want to be sure that the loan product you are considering is the best one for you LONG TERM and that it is best suited to your current AND future needs. Qualifying for loans is more difficult than it used to be, even for those with very good credit. I want to be sure that you can get a loan that you want when you are ready to buy.
- With interest rates dropping recently, you may be able to qualify for more home than you think and have the same payment. My lender partner can help you determine the price and the payment that you will be comfortable with.
- Even if you are looking to buy
6-12 months from now
it is critical that you know as early as possible if there are any issues
on your credit report - even if they are just mistakes. You want to
have as much time as possible to get them corrected so that you can
maximize your credit score for the best possible rates and make sure that
nothing is standing in the way of you buying the home that you want.
You may also reach him at:
Scott D. Seaman
Mortgage Loan Originator
Residential Mortgage of Colorado
a division of Universal Lending Corporation
1755 Telstar Drive, Suite 101
Colorado Springs, CO 80920